Services:

Life Insurance

Life insurance has been around for hundreds of years. It is used to help protect your family and finances no matter what comes your way.

Our products can also protect you while you're alive. Get a quote today from one of the most respected and knowledgeable agents out there.

Life Insurance

Life insurance has been around for hundreds of years. It is used to help protect your family and finances no matter what comes your way.

Our products can also protect you while you're alive. Get a quote today from one of the most respected and knowledgeable agents out there.

Retirement Protection Plan

With the economy the way it is, people are losing thousands of dollars in traditional retirement accounts.

Our products can help pay you with life-time guaranteed income.

Retirement Protection Plan

With the economy the way it is, people are losing thousands of dollars in traditional retirement accounts.

Our products can help pay you with life-time guaranteed income.

Become Your Own Bank

Life insurance can be used to create tax-free income. This can be leveraged to buy income producing assets, such as real estate or companies, while continuing to build compounding interest.

To use this strategy you should currently be saving $500/month or $6K/yr.

Become Your Own Bank

Life insurance can be used to create tax-free income. This can be leveraged to buy income producing assets, such as real estate or companies, while continuing to build compounding interest.

To use this strategy you should currently be saving $500/month or $6K/yr.

Custom Financial Strategy Plan

Knowing where you are financially is crucial to getting to the next phase in building wealth. It is important to have a strategy in place to make sure you don't stop expanding financially.

This service is essential for anyone who needs help discovering where they are financially, what strategies are available to them and how to keep growing.

Custom Financial Strategy Plan

Knowing where you are financially is crucial to getting to the next phase in building wealth. It is important to have a strategy in place to make sure you don't stop expanding financially.

This service is essential for anyone who needs help discovering where they are financially, what strategies are available to them and how to keep growing.

Estate Planning Services

Having the correct documents in place in case of emergency can save your family hardships.

Unbreakable Finances University

"A lack of financial education is one of the greatest economic threats in our community today" - Martin and Chelsea Matthews


We want to help our community learn the fundamental and advanced strategies to build wealth and prosper. Our course platform has everything you need to expand your knowledge and finances. Start increasing your knowledge today!

Unbreakable Finances University

"A lack of financial education is one of the greatest economic threats in our community today" - Martin and Chelsea Matthews

We want to help our community learn the fundamental and advanced strategies to build wealth and prosper. Our course platform has everything you need to expand your knowledge and finances. Don't be help back by education. Sign up for our university today.

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How To Get Comfortable With Debt

September 02, 20222 min read

Someone could read this title and think “Why would anyone want to get comfortable with debt?”

And I think it’s because many people have never looked up the word “debt” itself in a dictionary.

You may have grown up hearing about debt or perhaps you have some debt of your own you’re looking to handle.

These days there’s a lot of conversation about student loans and how people struggle to balance paying off debt, enjoying life and investing for the future.

But the word itself can have a negative tone and some of those we asked described debt as a “burden”, “evil”, and “being broke”. Now, while it can feel that way, is that what the word really means?

Debt simply means “something owed from one to another”. That can be a multitude of different things. I could owe someone a hug, or a visit.

The dictionary doesn’t mention it being good or bad, just something owed. It even came from having gratitude when someone did something important for you.

Ever heard the phrase “I owe you a debt of gratitude…?” or “I’m in your debt for what you just did for me.”

As you start looking at debt for what it is, some of the emotional reaction around that word can lose its power and perhaps you can feel less burdened by it.

In fact, financially, you might even see how debt can be used to buy assets that appreciate and/or cashflow.

For example, if I purchase a $1Million apartment building putting down $250,000 and financing $750,000 which allows me to create $5,000 a month of cashflow after expenses, am I in debt?

Or do I have $5,000 a month of cashflow?

Getting comfortable with debt isn’t about just sitting around in apathy, it’s about confronting and understanding the word itself.

In this video below, I dive deeper into this topic. When we adjust that perspective, it changes its definition on a personal level where you can learn how to use credit, instead of debt using you.

Back to Blog
blog image

How To Get Comfortable With Debt

September 02, 20222 min read

Someone could read this title and think “Why would anyone want to get comfortable with debt?”

And I think it’s because many people have never looked up the word “debt” itself in a dictionary.

You may have grown up hearing about debt or perhaps you have some debt of your own you’re looking to handle.

These days there’s a lot of conversation about student loans and how people struggle to balance paying off debt, enjoying life and investing for the future.

But the word itself can have a negative tone and some of those we asked described debt as a “burden”, “evil”, and “being broke”. Now, while it can feel that way, is that what the word really means?

Debt simply means “something owed from one to another”. That can be a multitude of different things. I could owe someone a hug, or a visit.

The dictionary doesn’t mention it being good or bad, just something owed. It even came from having gratitude when someone did something important for you.

Ever heard the phrase “I owe you a debt of gratitude…?” or “I’m in your debt for what you just did for me.”

As you start looking at debt for what it is, some of the emotional reaction around that word can lose its power and perhaps you can feel less burdened by it.

In fact, financially, you might even see how debt can be used to buy assets that appreciate and/or cashflow.

For example, if I purchase a $1Million apartment building putting down $250,000 and financing $750,000 which allows me to create $5,000 a month of cashflow after expenses, am I in debt?

Or do I have $5,000 a month of cashflow?

Getting comfortable with debt isn’t about just sitting around in apathy, it’s about confronting and understanding the word itself.

In this video below, I dive deeper into this topic. When we adjust that perspective, it changes its definition on a personal level where you can learn how to use credit, instead of debt using you.

Back to Blog

~ About Martin & Chelsea ~

Martin and Chelsea Matthews are licensed financial professionals with a combined 21 years of experience. They are also co-authors of the book, "Let's Fight About Money" and co-owners of M Wealth Group.


Martin grew up in Liberia, West Africa during a civil war. Growing up he saw poverty everywhere. People would come to his house to beg his father for money and financial help. These experiences taught Martin about the importance of money from a young age.


After escaping the Civil war, he came to America and sought to give back to his community. He went on to become an entrepreneur to help others grow and manage their money.


Chelsea was a single mom for 7 years. That experience shaped her desire to help other single parents to do the best they can for the next generation. Chelsea saw through experience that people generally had to choose between family success and financial success but she decided she would have both. Through the years she learned how to take control of her finances and wanted to make a difference by showing others how to do the same.

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info@mwealthgroup.com

(678) 866-0787


11180 State Bridge Rd. #206

Alpharetta, GA 30022